Superannuation

Has a serious illness or injury left you unable to work and unable to earn income to support yourself and your family and to pay your mortgage, rent, or bills?

Almost all superannuation policies provide insurance cover, including for total and permanent disablement (‘TPD’) and income protection. Our specialist lawyers at CLK Legal can assist you through the difficult claims process and help you pursue all entitlements available to you to help you restore the quality of your life.

TPD claims

You may be eligible for a lump sum TPD payment to help cover your lost income and financial obligations. This will depend on whether you are insured for TPD at the relevant date, which the lawyers at CLK legal can advise you during a no-obligation meeting.

Did you know you can receive a lump sum payment for TPD, in addition to other compensation claims from the same injuries or illness? For example, through workers compensation or motor vehicle accident compensation claims.

Income protection claims

You may also be able to make a claim for periodic income protection payments.

Unlike lump sum TPD payments, these are regular income payments which usually continue until you reach 65 years of age or for a specified time (often two years) after the relevant commencement date.

How are claims assessed?

So long as you are insured and meet the requirements, you can claim for a TPD lump sum and periodic income protection at the same time—they are not mutually exclusive.

We can help you navigate this process and obtain the medical evidence that is required to make a successful application.

This can be a complex process, and if handled the wrong way could result in you receiving a less-than-optimal outcome. Our compassionate and expert lawyers at CLK Legal in Adelaide can help you navigate the claims process and maximise the entitlements you deserve.

Our legal fee guarantee: no win, no fee.

If we do not succeed with your case, you will not be charged any legal fees and we do not require you to pay any legal fees until your case reaches a successful settlement.